flow

Components, not projects.

Every external capability in flow — a channel, an identity check, a fraud score, a payment, a core-system call — is a component with a contract: what it does, what agents may call it for, under which limits, and what gets logged. Install once, enable per tenant, and it's a tool every agent and every workflow can use.

Channels

Where conversations arrive and leave.

WhatsApp Business Platform

Official Cloud API or via a BSP. Templates, media, interactive buttons and lists, WhatsApp Flows, catalog and payments where available.

Cloud APIBSPFlowsTemplates

Voice

Inbound and outbound calls through flow's managed telephony or your carrier and PBX via SIP. Recording, transcription, IVR, voice agents.

SIP trunkCloud PBXIVRTranscription

SMS & RCS

Transactional and conversational SMS through your aggregator; RCS business messaging where the market supports it. Fallback channel for OTP and alerts.

AggregatorsRCSOTP fallback

Email

Shared mailboxes via Google Workspace, Microsoft 365 or IMAP/SMTP. Threads matched to records; attachments into document intake.

Google WorkspaceMicrosoft 365IMAP/SMTP

Web & in-app chat

Embeddable widget and SDK for your site and apps, sharing identity with your logged-in session so the agent starts at the right level.

WidgetSDKSession hand-off

Other messaging

Telegram, Facebook Messenger and Instagram where your customers are; Apple and Google business messaging via partners.

TelegramMessengerInstagram
Identity verification

Proving who's on the other end — at the level the request needs.

The identity agent orchestrates these. Deployments mix and match: a bank might use OTP + device for balances and a document + liveness vendor for new payees; a clinic might only need possession.

One-time passcodes

OTP over SMS, WhatsApp or voice, with rate limits and fallback. Built in.

L1built-in

Device & session signals

Device fingerprint, app session confirmation, SIM-swap and carrier signals via telecom data partners.

L2partner components

Document + liveness

ID document capture, authenticity checks and selfie liveness from IDV vendors, run inside the conversation via secure link.

L3IDV vendors

Voice biometrics

Passive or active voice verification on calls, from specialist vendors, as a step-up or a primary factor for phone self-service.

L3–L4partner components

Your identity provider

Customer IAM and national or bank ID schemes via OIDC — the agent sends a login link and receives the assertion.

OIDCnational ID schemes

Employee verification

Personal links with phone verification on first use and on return, for the employee desk. Built in.

built-in
Fraud & risk

Risk vendors get a vote on every action.

Fraud engines, device intelligence, behavioral biometrics and sanctions screening plug in as scoring components. The risk agent combines their signals with what it sees in the conversation itself — urgency, third-party instructions, inconsistent details — and the policy card decides what a score means for each action.

  • Transaction and session scoring before any write action
  • Step-up verification triggered by score
  • Outbound alerts with structured confirmation; block, freeze, replace, case
  • Analyst handover with the full session and the agent's reasoning

Fraud scoring engines

Transaction and account-takeover models.

Device intelligence

Fingerprint, emulator and bot detection, reputation.

Behavioral signals

Typing, navigation and conversation-pattern classifiers.

Screening

Sanctions, PEP and adverse-media checks on onboarding and payees.

Telephony

Bring your carrier, or let flow be the phone system.

Managed telephony

Numbers, cloud PBX, queues, IVR and recording provided by flow, so a business has one supplier for messaging and calls.

numbersPBXIVR

SIP & contact-center platforms

Trunk into your existing switch or contact-center platform; flow handles the conversation layer, your platform keeps the calls.

SIPCCaaS

Speech & voice agents

Real-time transcription, summarization and voice agents that verify, answer and route before a person picks up.

ASRTTSvoice agents
Payments, signatures, documents

The transactional pieces of a conversation.

Payments & collections

Payment links, card and bank-transfer collection, direct-debit changes, installment plans — through your PSP or acquirer.

PSPsopen bankingdirect debit

E-signature

Built-in signature with audit evidence, or qualified signature providers where regulation requires them.

built-inQES providers

Document intake & OCR

Classification and field extraction for IDs, invoices, statements, forms — built in, with specialist vendors for regulated document types.

built-inspecialist OCR

Calendars & scheduling

Google and Microsoft calendars, clinic and field-service schedulers, resource booking.

GoogleMicrosoftvertical schedulers

Document storage

Your object storage or DMS as the system of record for documents; flow keeps the index and the audit.

S3-compatibleSharePointDMS

Location & field

Technician tracking, ETA and geofencing from field-service and fleet systems for outbound updates.

FSMfleet
Core systems

The systems of record agents read from and write to.

Each connector declares read and write scopes separately. Policy cards reference those scopes, so “the agent may read balances but only propose transfers” is a configuration, not a custom build.

Core banking & cards

Accounts, transactions, transfers, card controls, disputes, limits — via your core's APIs or a solution partner's adapter.

Policy administration & claims

Policies, endorsements, claims, payouts — insurance cores and claims platforms.

OSS / BSS

Line status, diagnostics, provisioning, plans, billing — telecom and utility stacks.

ERP & accounting

Purchase orders, invoices, payments, inventory; accounting packages for professional services.

CRM & HRIS

Customer and employee records where they already live — flow syncs or federates rather than duplicating.

Clinical & practice systems

Scheduling, records and results release from health IT systems.

Data & AI

Your warehouse, your model contract, your knowledge.

Data warehouse export

Conversations, metrics and audit events streamed to your warehouse or lake.

Model providers

Claude from flow's cloud by default; your own Anthropic, OpenAI or other contract; private inference inside your boundary.

Knowledge sources

Policies, handbooks, product catalogs and FAQs from your intranet, DMS or CMS — indexed with source attribution.

For technology partners

Package your product as a component. Every agent can call it — in every tenant.

A component is a contract plus an adapter: the operations it exposes, the scopes agents need, the limits it supports, the events it emits and what gets logged. Build it once with our SDK — or describe it and let the build tooling generate the adapter against your API — and it appears in the catalog for every tenant to enable.

  • Typed operations with read/write scopes, so policy cards can reference them
  • Event emission into automations and the audit log
  • Certification for the catalog; enablement per tenant with limits
  • Usage metering and revenue share where you sell through flow

Technology partner program

component.yaml · idv-vendor v2.1 · certified
name: idv-vendor
category: identity
operations:
  - id: verify_document_liveness
    scope: identity.write
    level_granted: L3
    inputs: [session_id, secure_link]
    outputs: [result, confidence, document_type]
    timeout_s: 180
events: [verification.completed, verification.failed]
limits:
  per_customer_per_day: 3
audit: [inputs_hash, result, confidence, vendor_ref]
data_residency: [eu-west, il-central]
billing: per_verification

Have a product that belongs in the catalog?

Identity, fraud, telephony, payments, documents, vertical systems — talk to us about certification and distribution across the platform.